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Quote of the Day 7/30/10

You can turn painful situations around through laughter. If you can find humor in anything, even poverty, you can survive it.

Bill Cosby

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RON SAN ANGELO

MOTIVATION QUOTES

Simple Truths! 212 Degrees...

7/29/10

http://www.212movie.com/

TOP TEN WAYS TO FEEL GOOD ABOUT YOU

MOTIVATION POEMS

We Can All Learn a Little About Parenting!

4/30/2010

First, what is clear is that when it comes to parenting you must never give up! You must invest in your children each and every day! Sometimes it seems like it is impossible to be a good parent. We all have our daily problems that we must deal with and sometimes we just don’t handle things as well as we should.

Here is a secret that no one will ever tell you. There is no such thing as a perfect parent! That can’t be true I see them on TV all the time. Yes, it may be possible to be perfect for a day, but not for a lifetime.

Clearly there should be an owner’s manual that the hospital should provide you with when your first child is born! Okay, since they have yet to create a manual what can we do?

Set an Example – They will follow your lead. If you lead your life with strong moral values they are likely to follow. Always be honest with your child and take the time to explain to them why you have developed standards for yourself. Let them know how others will perceive them as a result of the way they carry themselves. Children will make better lifetime decisions when working from a strong moral foundation. Teach them right from wrong!

Make sure they experience a wide range of activities – To often children say no to new things even before they know if they will like them or not. You need to expose them to new opportunities and let them find the ones that truly interest them. Help them to overcome their fears early. Make change fun!

Recognize that your child is unique – We all have strengths and weaknesses. No two children are the same. Adjust your parenting style to adapt to your childs needs. Some children need you to be there every step of the way and others will desire more independence. Build on your childs strengths and help them overcome their weaknesses. Stay positive whenever possible.

Know your childs friends – We all know how the actions of our friends can effect the way we lead our lives. Peer pressure can be positive or negative. Make sure you know who your children are spending their time with and make sure that it is a positive relationship .You should know where your child is and what they are doing as much as possible. Set reasonable times for your child to check in with you and develop appropriate times when they should be home.

Set high but reasonable expectations – Recognizing that your child is unique set expectations that match the childs ability. Help them to establish a routine that motivates them to achieve. Expectation is good grades in school, a room that is clean and orderly, homework that is completed on schedule, or chores that they should complete around the house.

With your patience and love your child’s opportunities are endless!

Easy Steps to Improve Your Financial Situation

3/22/10

We all want be able to utilize our limited funds in such a way as to improve our daily lives. You work hard every day and yet it never seems to be enough to get ahead. Here are some simple steps you can take that might just make a difference!

Analyze Current Spending -You must know how you spend the money you receive each week before you can develop new ways to save.

· Write down all your Fixed Costs (Those costs that you must pay as a result of a contract or a requirement of daily life). Examples: mortgage or rent, electricity, food, etc. Take the time to analyze each of these bills and ask yourself if the cost is truly required. Start by asking yourself questions. For instance you may have a mortgage on a home that is so large that it is making it difficult for you to pay for other necessary items. Can I down size or refinance in such a way as to save money? How can I save on energy costs?

· Write down Variable Costs (Those are costs that you are not required to make, but simply choose to) Examples: vacations, expensive clothing, entertainment, or dinner at a nice restaurant. Once again, begin by asking questions. Do I need these items? Are there better ways to utilize my funds? Am I getting the most benefit out of the money I am spending?

2 Develop a New Spending Plan – First Priority – Spend less than you earn! Decide first how much you want to save. Make saving a priority. Consider your retirement and where you want to be in the future. Create a new budget that reflects your daily goals and objectives. Then discipline yourself to stay within the budget.

3 Credit Cards – Eliminate all but absolutely needed credit cards. Most people can live with only 1 or 2. If possible pay all credit cards in full every month. Most credit cards have very high interest rates and huge penalties. Having too many cards makes it difficult to control and even could hurt your credit score. If you are currently paying high interest rates look for lower cost debt consolidation loans and eliminate credit card debt. This is a good time to get rid of all but one card and use it only when absolutely necessary. An important note: Minimum payments are not for your benefit – they are for the credit company’s benefit. They will take more of your money in high interest rates!

Borrowing -. Only borrow for capital items. It may be great to borrow for the purchase of a new home or to invest in a business that has a long term value or a solid return, but avoid borrowing for short term purchases. Furniture, vacations, and other small purchases should come out of savings. Get copies of your credit reports and understand what they mean.

Invest Wisely – If your company has a 401K or any kind of plan where they match the money you put into it, join it as soon as you can. Having money in regular savings accounts has little investment value. If you can, invest in long term plans that have stability and reasonable growth potential. Talk to a representative of your bank or someone who is a professional advisor. Beware of high risk investments that promise a huge return.

B.U.I.L.D

3/15/10

Establishing a foundation you can Build on.

B. Believe in who you are!

U. Utilize your unique talents and abilities!

I. Inspire others and explore new opportunities!

L. Learn something new each and every day!

D. Dream about what life can be and

understand that the best is yet to come!

The future is yours all you have to do is reach for it!

Post this in a place you can see it every day and remember:

IT’S ALL UP TO YOU!